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This is lic new plan ,in this plan you have choice to choose your paying term 5 year to 16 years and you will get return 10% of sum assured for life time. minimum life risk cover is 5 lac maximum is 24 lac. for example mr x pay 1 lac per year up to 10 year ,after 3 year he will get 1 lac per year for his life time and 17 lac will get his nominee .so hurry up get a plan on your life for a secured and guaranteed income for your retirement.